|
|
Dividend Rates
As of January 1, 2012
Regular
Shares and Special Shares
|
Minimum
Balance |
APR |
APY |
$25.00 |
0.00% |
0.00% |
$1,000.00 |
0.00% |
0.00% |
$5,000.00 |
0.03% |
0.03% |
$50,000.00 |
0.06% |
0.06% |
|
Vacation and Holiday Club Accounts
|
Minimum
Balance |
APR |
APY |
$25.00 |
0.00% |
0.00% |
$1,000.00 |
0.00% |
0.00% |
$5,000.00 |
0.03% |
0.03% |
$50,000.00 |
0.06% |
0.06% |
| Note: Six free withdrawals per year to go on vacation or celebrate any holiday throughout the year. |
|
IRA
Shares |
Minimum
Balance |
APR |
APY |
$25.00 |
0.00% |
0.00% |
$1,000.00 |
0.00% |
0.00% |
$5,000.00 |
0.03% |
0.03% |
$50,000.00 |
0.06% |
0.06% |
|
Share
Certificate |
| Months |
Minimum
Balance |
APR |
APY |
| 6
Months |
$1,000.00 |
0.10% |
0.10% |
| 12 Months |
$1,000.00 |
0.10% |
0.10% |
| 18 Months |
$1,000.00 |
0.10% |
0.10% |
| 24 Months |
$1,000.00 |
0.10% |
0.10% |
| 36
Months |
$1,000.00 |
0.10% |
0.10% |
| 6 Months |
$50,000.00 |
0.25% |
0.25% |
| 12 Months |
$50,000.00 |
0.25% |
0.25% |
| 18 Months |
$50,000.00 |
0.25% |
0.25% |
24
Months |
$50,000.00 |
0.25% |
0.25% |
| 36 Months |
$50,000.00 |
0.25% |
0.25% |
|
Liquid and Term ShareCertificate
Member Loyalty Rate Rewards |
| Description |
Add
to APR |
| Bill Pay |
0.00% |
| E-Statement
|
0.00% |
| Checking Account |
0.00% |
| Payroll Deduction or Direct Deposit |
0.00% |
| Cumulative Savings, IRA, and Checking Accounts Average Balance => $10,000 |
0.00% |
|
Note: Maximum rate reward 0.25%. Accounts must be active and established at least 90 days prior to certificate opening.
______________
All rates are subject to change without
prior notice. All rates are based on account balance. Accounts
are insured to at least $250,000 by the National Credit Union Administration (NCUA),
a U.S. Government Agency.
See "Your
Insured Funds"
booklet by the NCUA for additional coverage for multiple accounts.
Primary Shares, Vacation, and Holiday Club Accounts are variable
rate accounts and rates may change after the accounts are opened.
Fee could reduce earnings on these accounts. A substantial penalty
will or may be imposed for early withdrawal with a minimum of
$100.00. Please contact the credit union for further details
(562) 904-1327 or (562) 862-0301.
Learn
the benefits of Federal Insured Funds. Please contact
the credit union for further details.
|
