Member Services

As a member of the City of Downey FCU, you will have access to low-rate loans, high-yield savings accounts and other value added services and products that include, but are not limited to the following:

Savings

• Savings Accounts
• Term Certificates
• Individual Retirement Accounts (IRAs)

Checking

• Checking Accounts
• ATM Cards
• VISA Check Cards
• Overdraft Protection - Up to $1000
• CU-PAL 24-Hour Phone Access

Loans

• New & Used Vehicles - Up to 100% Financing
• New & Used Recreational Vehicles
• Unsecured Signature Loans - Up to $15,000
• Mortgage Loans - Purchase, Refinance, Home Equity
• Special Promotional/Seasonal Loans
• Savings & Term Certificate Secured Loans

Value Added Services & Products

• Online Bill Pay (FREE and UNLIMITED) Log on to your Online Banking Today!
• Mechanical Breakdown-Extended Warranty Insurance
• Disability & Loan Life Insurance
• New & Used Vehicle Buying Services
• Amusement Park Discounts
• Discount Theater Tickets
• Membership Stores
• Group Legal Services
• Travel Club Services
• Seasonal Discounts
• Special Services

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USA PATRIOT Act Disclosure. Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account, in order to help the government fight the funding of terrorism and money laundering activities. What that means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license and other identifying documents. Therefore:

• Please have the following items/information handy: Driver's license or state ID number, mother's maiden name, Social Security number for you and any of your joint owners and co-borrowers, as well as the name, address, and Social Security number for your beneficiaries.
• Applicants must meet all requirements for membership in City of Downey Federal Credit Union.
• Account opening subject to verification through a consumer reporting agency, third-party verification services, and Credit Union approval.