Fee Schedule

Current as of January 1, 2006. Fees subject to change.

REGULAR SHARE (SAVINGS)
New Account Fee
FREE
Excessive Withdrawal (Beyond the Six Free per Month)
$1.00

HOLIDAY CLUB
Early Withdrawal (Withdrawals from January to October)
$5.00

SHARE DRAFT (CHECKING)
Draft Printing (Depends on the Style of Drafts Ordered)
Varies
Temporary Draft Printing (set of 3)
$1.00
Cancelled Draft Copy Fee (Beyond the Two Free per Month)
$2.00
Overdraft Fee Per Check (Regulation CC limits Credit Union automatic transfers to three per month)
$2.00
Monthly Maintenance (Waived for Senior Citizens, 55 and older; OR have at least $500 daily average balance)
$5.00
Returned Draft Fee
$20.00
Returned Deposit Fee
$20.00
Stop Payment (must be in writing)
$20.00
Stop Payment Cancellation Fee
$20.00
Corporate Check Stop Payment
$20.00

IRA
New Account Fee
FREE
Annual Fee
FREE
Early Withdrawal Fee
$20.00
Rollover Fee
$20.00

SHARE CERTIFICATE (CD)
Early Withdrawal Penalty (Total Accrued Dividends for the Quarter with a minimum of $50)
varies

ELECTRONIC FUNDS TRANSFER
ACH Return Fee
$20.00
ACH Stop Payment Fee
$20.00
Domestic Wire Transfer (Minimum Amount of $500)
$25.00
International Wire Transfer (Minimum Amount of $500)
$35.00

AUTOMATED TELLER MACHINE (ATM)
ATM Annual Fee
FREE
Point-of-Sale Fee
FREE
Withdrawal Fee
FREE
Inquiry Fee
FREE
Transfer Fee
FREE
ATM Hot Card Fee
$5.00
ATM Lost Card/PIN Replacement
$5.00
Additional ATM Card (2 Free)
$5.00
ATM Same Account Deposit Fee
$20.00
ATM Empty Envelope Deposit Fee
$20.00
NOTE: ATM withdrawal limit per day is $305.00 (The total combined dollar amount per day from all networks cannot exceed $405.00)

GENERAL SERVICES
Notary Services (Member) Max. 5 by appointment only
FREE
Notary Services (Non-Member) per Signature by appointment only
$10.00
Check Cashing (Non-Member) per Check (check must be < $500 and payroll checks only)
1%
Account History Printout (45 days)
$2.00
Corporate Check Copy Fee (per Check)
$5.00
Dormant Account Fee (Annually) An account is considered dormant if for one year no withdrawals or deposits, other than dividends credited to the account.
$5.00
Bad Address Fee (Annually)
$5.00
Account Balance Less than $25.00
$5.00
Verification of Deposit
$5.00
Monthly Statement Reproduction
$5.00
Account Closed within 90 days of opening
$10.00
Deposit held for Collection Fee
$20.00
Eschet Fee (after 3 years no activity)
$25.00
Attorney Documentation Fee
$25.00
Levies / Garnishments / Executions
$25.00
Account Research/Balancing (Hourly)
$30.00
Real Estate Demand Pay-off Fee
$35.00
Incorrect Social Security Number
$50.00

GENERAL PRODUCTS
Corporate Check Fee (Third Party)
$1.00
Money Order Check Fee
$2.00
Cashier's Check Fee
$5.00
Travelers Check (Charge per $500 for members with total share balance less than $5,000)
$1.00
Travelers Check for Two (Charge per $500 for members with total share balance less than $5,000)
$2.00
Travelers Gift Check
$2.50
Postage Stamp Booklet
$8.00

 

Home | About Us | Your Privacy | Fee Schedule | Webmaster